Ethica Capital

Our services

Investment and advisory services built on Islamic financial principles, for individuals and institutions.

  • Ethical investment portfolios

    Our portfolios are carefully structured to promote ethical growth, risk discipline, and long-term value while strictly avoiding interest-based and non-permissible activities.

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  • Private client portfolios

    We provide personalized portfolio management services for private clients, aligning investment strategies with their financial goals, risk tolerance, and ethical values.

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  • Unit trust schemes

    Ethica Capital structures and manages Shariah-compliant unit trust schemes that offer investors access to professionally managed, diversified investment opportunities.

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  • Financing advisory

    We offer advisory services for structuring Shariah-compliant financing solutions that support business growth and development.

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  • Investment advisory

    We combine market insight, financial analysis, and Shariah principles to help clients make well-reasoned decisions aligned with their objectives and values.

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How we keep every investment halal

Shariah compliance is not a label we add at the end. These rules shape every product from the start.

  • No interest

    Riba

    Your returns come from real economic activity, never from lending money at interest.

  • No excessive uncertainty

    Gharar

    Contracts are clear about what you are investing in and on what terms.

  • No harmful industries

    Ethical screening

    We stay out of sectors that Islamic finance prohibits or that cause harm.

  • Scholarly review

    Shariah governance

    Products are developed and reviewed with qualified scholars, and checked throughout their life.

Common questions

Ethical investing should be easy to understand. If your question is not here, call us on +234 701 466 1477.

All products and activities follow Islamic principles. That means avoiding interest (riba), excessive uncertainty (gharar) and unethical industries, and making sure investments are backed by real economic activity.